Ohio auto claims and remote estimating
Request estimating support in Ohio
Request damage estimating, supplements or desk review for an assignment in Ohio. We confirm scope, evidence, applicable eligibility and remote suitability before acceptance. Field attendance requires separate confirmation.
Request the total-loss valuation evidence
Ohio’s claim-settlement rule permits local comparable vehicles available within the preceding 90 days and specified alternative sources. When the insurer uses an electronic valuation database, pertinent valuation documents must be provided on request. For a public guidebook method, the insurer must identify the guide on request and document appropriate adjustments for condition, mileage and major options.
Review repair estimates and tax deadlines
For partial losses settled on an insurer’s written estimate, the claimant must receive that estimate. The rule provides a process when a higher estimate identifies necessary repair costs, including payment of the difference or identifying a repair shop willing to perform the work for the insurer’s amount. For cash total-loss settlements, sales-tax reimbursement can depend on purchasing a replacement within 30 days and submitting proof within 33 days, unless tax is paid directly at settlement. Review the complete rule before relying on these deadlines.
Choose the service and evidence for your asset
Send unit identification, current location, damage photographs and the requested scope. Supplements need the baseline estimate and evidence for added operations; desk review needs specific questions.
Heavy trucks, trailers, agricultural or construction equipment, ATVs, boats and aircraft require asset-specific scope and fee confirmation. Auto rules do not automatically govern these assets. Estimating is not a safety, seaworthiness or airworthiness certification.
Estimating, policy appraisal and property valuation are distinct
A damage estimate does not appoint an appraisal-clause appraiser, umpire or adjuster. These roles have separate requirements. We do not decide coverage or guarantee payment.
Home and mortgage valuations require separate credentials, lender ordering and any applicable appraisal-management compliance. This page does not confirm an available real estate provider network.
Send an assignment inquiry for Ohio
Include the current city, ZIP code, loss location if different, and intended deliverable. We confirm eligibility, fees and service method before acceptance.
Sources and scope of this guide
Official sources reviewed November 3, 2026. General information, not legal advice or an exhaustive rules list. Read each source for full conditions. State-page selection does not determine governing law.